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The **Windfall Elimination Provision (WEP)** reduces Social Security benefits for individuals who also receive a pension from a job where they did not pay Social Security taxes. This often impacts teachers, firefighters, and other government employees. Imagine spending your career serving the public, only to find that your Social Security benefits are significantly reduced because of your pension. Not cool, right? That’s where the WEP comes in. It's designed to prevent a 'windfall'—receiving both a full pension and full Social Security benefits. However, critics argue that the WEP can be overly punitive, particularly for those with modest pensions. This act aims to address this imbalance.
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